Financial Responsibility

26 July

Financial responsibility refers to the practice of handling money and other assets in a way that is in your (as the owner of the assets) or your family’s best interest. Being financially responsible entails a certain level of proficiency in...[Read More]

Learning From Bananas: Insights Into Stocks and Bonds as Investments

29 June

In the world of investing, stocks and bonds often take centre stage. They represent two of the most common types of investments, each offering unique benefits and risks. As an investor, understanding stocks vs. bonds is key to building a diversified...[Read More]

Cost-of-living relief on the way for some households

29 June

The cost of living continues to bite household budgets across the country but the federal government is promising measures to ease the squeeze are on their way. The start of the new financial year on July 1 will bring a 15 per cent pay rise for aged...[Read More]

Property Investing 101: Residential vs. Commercial Real Estate

8 June

In the realm of property investment, prospective investors often grapple with comparing residential vs commercial real estate. Both offer viable investment opportunities, but they also come with their own unique advantages and drawbacks. Hence,...[Read More]

Australia to scrap cheque payments within seven years

7 June

No more cheques will be cashed after 2030 as the treasurer signs off on an end date for the paper-based payment. The decision to phase out cheques before the end of the decade falls under the federal government’s plan to modernise the nation’s...[Read More]

Business activity recovers to pre-COVID levels

19 April

Australian businesses have so far proven resilient to high inflation and interest rates, with business activity returning to pre-COVID levels. CreditorWatch’s monthly business risk report shows several indicators of business activity rebounding to...[Read More]

Ways to save money around the home during times of rising interest rates

13 April

With interest rates rising almost everywhere, including Australia and the United Kingdom, people have begun tightening their purse strings as best they can. However, decreasing spending to ensure your expenses match your reduced budget could mean...[Read More]

5 Key considerations when investing in commercial property

6 April

Unlike buying residential real estate, investing in commercial property is generally viewed as the territory of more seasoned, wealthy investors. However, as long as you’re willing to learn and put in the work, there’s no reason you can’t...[Read More]

Want a comfortable retirement? Here’s what you need to do…

6 April

Retirement always seems to be far away; until it isn’t. Many retirees realise too late that they are running out of money much sooner than expected. Therefore, Australians planning for retirement need to reconsider their assumptions regarding how...[Read More]

Study shines light on depth of poverty in Australia

22 March

Renters, single parents, women, students, the unemployed and people with a disability are the Australians most at risk of poverty, a new study has found. The Australian Council of Social Service (ACOSS) partnered with the University of NSW to...[Read More]

Achieving Your Big Picture With Your Finances

29 March

Even as children, people create this big picture in their minds — a reflection of how they envision their life to be. Whether your big picture is similar to what’s called the Australian Dream (home ownership as the key to a better life) or...[Read More]

Overcome the Deposit Barrier With These 6 Tips

16 March

In Australia, the deposit barrier is a significant challenge for many people who wish to buy their own homes.  Saving up for a deposit can be a daunting task, especially for first-time homebuyers.  The good news is that there are various...[Read More]

The Lipstick and Beer index

9 March

Traditional indicators such as GDP, unemployment rates, and inflation indicators are used to measure the health and performance of an economy. These are commonly used by economists and policymakers in gauging a country’s economic growth and...[Read More]

5 Ways to Build Up and Protect Your Finances

2 March

People strive hard to accomplish a variety of goals during their lifetime, although there’s nothing more significant than being able to spend quality time in the company of family, friends and loved ones. Indeed, investing in relationships gives...[Read More]

Work from home can be for everyone

15 February

One of the few important things the pandemic has taught everyone is that it’s possible to be productive and earn a living from home. In fact, some companies have seen the benefits of remote working options and continue to offer them as part of...[Read More]